Am I Eligible?

General eligibility

If the following three statements apply to you then it is very likely that you will be eligible in general terms

  • Your gross annual income is less than £80,000
  • You do not currently own a home
  • You have no outstanding credit problems

Your general eligibility can be confirmed by completing an application form via your Help to Buy Agent. To find out where to apply, please visit: www.helptobuy.gov.uk/equity-loan/find-helptobuy-agent.

Property suitability

We will then assess both the make-up of your household and your affordability in relation to the specific home you are interested in.

Regarding affordability we must be sure that your current income is sufficient to sustain the financial commitment involved. Please note that we will carry out a credit search before offering you a property.

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